The Electronic Payment Standard (EPS) is an online transfer system developed jointly by the Austrian banks and government. As the primary bank transfer payment method in Austria, it is highly popular with Austrian shoppers as an alternative to paying via credit card.
How It Works
Once enabled, shoppers meeting the requirements will see EPS as an available payment method on the checkout page.
When a shopper selects EPS and proceeds with their order, they will be redirected to the EPS payment page. From there, they can enter their banking information and complete the transaction.
After the order has been placed, it will appear in your control panel as gateway (eps) or eps (via gateway) in the Payment Method field. Orders placed using EPS share the same fulfillment process as typical orders.
Requirements and Limitations
- Your store must meet the following criteria:
- You must have EUR as an available transactional currency.
- Your store must use Optimized One-Page Checkout.
- Shopper Requirements
- Shoppers must use an address in Austria at checkout.
- Shoppers must have EUR selected as their transaction currency.
- Limitations
- Manual capture is not supported by any EPS integrations.
Supported Gateways
Adyen
See Connecting with Adyen for documentation on features, requirements, and setup.
- Additional Setup
- You must request the payment method to be added to your Adyen account.
- If you set up Adyen after June 2022, contact our Support team to have EPS enabled in your store.
- If you are not sure when you enabled Adyen, our team can check to see if EPS is available for your account.
Braintree
See Connecting with Braintree for documentation on features, requirements, and setup.
- Additional Setup
- Check the Enable alternative payment methods box and select EPS from the dropdown menu in Braintree Settings within your BigCommerce control panel.
Checkout.com
See Connecting with Checkout.com for documentation on features, requirements, and setup.
- Additional Setup
- Your store must be located in the EU or the UK.
- Contact your Checkout.com Customer Success Manager or reach out to Checkout.com Support to enable it on your Checkout.com account.
- Toggle Enable eps in Checkout.com Settings within your BigCommerce control panel.
- Limitations
- Funds are not captured on the same day.
Mollie
See Connecting with Mollie for documentation on features, requirements, and setup.
- Additional Setup
- EPS must be enabled in your Mollie dashboard under Settings › Website Profiles.
Nexi XPay
See Connecting with Nexi XPay for documentation on features, requirements, and setup.
- Additional Setup
- You must request EPS to be added to your Nexi XPay merchant account. To request EPS, complete this contract and return it to PPRO, Nexi's Partner.
- You must enable EPS in your Nexi merchant account under the Alternative Payments menu with the ID you received from PPRO.
- Limitations
- Refunds are possible only after funds have been received and the transaction has the Accounted status in your merchant account.
PayPal
See Connecting with PayPal for documentation on features, requirements, and setup.
- Additional Setup
- Check the box next to eps in PayPal Settings within your BigCommerce control panel.
Stripe
See Connecting with Stripe for documentation on features, requirements, and setup.
- Additional Setup
- EPS must be enabled in your Stripe dashboard. If you don't see EPS in your dashboard, contact Stripe support.
- Check the box next to EPS in Stripe Settings within your BigCommerce control panel.
FAQ
Are recurring payments supported on EPS?
If you have connected EPS via Mollie, you can use it in conjunction with SEPA Direct Debit to enable Stored International Bank Account Numbers (IBANs). Stored IBANs cannot be used by the customer on future orders, but it can be used by the merchant for recurring charges, such as subscriptions.
If you have connected EPS with a different gateway, it will not support recurring payments.
Additional Resources
- EPS (Adyen docs)
- Accept EPS Payments with Checkout.com (Checkout.com)
- Accept EPS payments on your webshop (Mollie)