If you are using Braintree or PayPal (also known as PayPal Commerce Platform), you can offer PayPal Pay Later as a payment option. Giving shoppers the ability to pay over time (instead of all at once) encourages sales and higher order values, especially for big-ticket items. With PayPal Pay Later, you get paid in full right away, and your customers can pay over time.
These instructions explain how to enable PayPal Pay Later on your store and how to display banners on your storefront, letting your shoppers know you offer it as an alternative solution.
- PayPal Pay Later is available to US, UK, AU, FR, DE, ES, and IT-based stores and shoppers.*
*PayPal Pay Later is displayed as PayPal Pay in 4 for AU stores, PayPal Pay in 4X for FR stores, PayPal Pay in 3 for UK, IT, and ES stores, and PayPal Ratenzahlung for DE stores.
Requirements
To enable PayPal Pay Later button, your store needs to meet the following requirements:
- Your checkout type is set to Optimized One-Page Checkout.
- You have enabled the Braintree or PayPal (also known as PayPal Commerce Platform) payment gateway.
- You must have Enable PayPal toggled on for Braintree in order to toggle on PayPal Pay Later.
- Some activities involving PayPal Pay Later in the UK are regulated. Before activating PayPal Pay Later buttons on your website, please speak to PayPal Business customer support or your PayPal Customer Success Manager to find out more and obtain the 4-digit code to unlock PayPal Pay Later for your store.
- The following countries and currencies are supported for PayPal Pay Later via Braintree and PayPal:
- US (USD)
- UK (GBP)
- DE (EUR)
- ES (EUR)
- FR (EUR)
- IT (EUR)
- AU (AUD)
- In order to use PayPal Pay Later at checkout, a shopper’s order value must be within PayPal’s supported range for the selected currency. See PayPal’s documentation on Pay Later offers for each currency’s order value range.
Enabling PayPal Pay Later
To enable PayPal Pay Later, go to Settings › Payments and click the settings tab for your payment gateway (Braintree or PayPal).
Scroll down until you find the checkbox for Enable Pay Later and ensure that it is enabled. PayPal Pay Later or PayPal Pay in 4 will appear as an option in the cart, during checkout, and in the "add to cart" confirmation window.
If your store is in the UK, you'll need to speak to PayPal Business customer support or your PayPal Customer Success Manager to find out more and obtain the 4-digit code to unlock the PayPal Pay Later option for your store.
Promotion Banners
PayPal Pay Later Messaging
If you are using the PayPal payment gateway, you can enable PayPal Pay Later Messaging (also known as Pay-in-4 and Pay-in-3 banners) to let shoppers know that you offer this option. Select Enable Pay Later Messaging (or Enable PayPal Pay in 4 Messaging), then select the locations for displaying storefront banners.
If you are using Braintree, you must authorize your storefront with your PayPal account before you can display messaging banners. Click Authorize PayPal to display messaging and sign in to your PayPal account to activate the messaging settings.
The storefront banners display PayPal Pay Later branding and provide information on the different installment options available. If the product price, cart contents, or order value is within the supported range, the banners also communicate the potential installment cost of the individual product or combined cart contents.
Styling the Promotion Banners
In themes based on Cornerstone 5.5.0 or newer, you can change certain styling elements of the Pay Later promotion banner to match the style of your storefront. These customization settings can be found in Page Builder under Theme Styles › Payment Banners.
Theme customization settings are only available for the home, product, and cart page banners. The checkout page banner cannot be customized.
You can change the color and size of the banners that appear on your homepage and product pages. You can also adjust the color, style, and position of the logo in the cart banner.
Changes to banner appearance do not take effect immediately after publishing. You must go to the settings tab for your payment gateway (Braintree or PayPal) in the control panel, then disable and re-enable Pay Later Messaging in order to see the changes in your store.
FAQ
Why are the Pay Later Messaging settings not appearing in the control panel?
If you are using a theme that does not support PayPal Pay Later messaging banners, such as an older Stencil theme or a Blueprint theme, your payment gateway's settings will not display the checkboxes to enable the banners in your storefront.
Can I customize the appearance of the PayPal Pay Later button in my storefront?
If you are using Cornerstone 6.12.0 or newer and have connected PayPal Pay Later via the PayPal payment gateway or Braintree, you can adjust the color of the PayPal Pay Later button on storefront product pages, cart page, the top of the checkout page, and the Payment step of checkout using the Payment buttons settings found in Page Builder.
If you are using a different theme, check your theme’s documentation to see if it supports payment button customization.
