Bizum is an Online Banking payment method in Spain that allows customers to make instant payments directly from their bank account, without the need for a credit or debit card.
How It Works
Once you’ve connected Bizum, shoppers meeting the requirements will see it as an available payment option at checkout.
When the shopper proceeds with the order, they will be taken to a Bizum page where they must enter a mobile number registered with Bizum. To confirm the transaction, the shopper opens their banking or wallet app participating in Bizum. When the purchase is complete, they are redirected to an order confirmation page.
After the order is placed, it will appear in your control panel as bizum (via gateway) in the Payment Method field. Orders placed using Bizum share the same fulfillment process as typical orders.
Requirements and Limitations
- Your store must meet the following criteria:
- Your store must use Optimized One-Page Checkout.
- Your store must have EUR as an available transactional currency.
- Shopper Requirements
- Shoppers must select EUR as their transactional currency.
- Shoppers must use an address in Spain at checkout.
- Limitations
- Manual capture is not supported.
Supported Gateways
Adyen
See Connecting with Adyen for documentation on features, requirements, and setup.
- Additional Setup
- You must request the payment method to be added to your Adyen account. To request Bizum:
- You must contract with a local supported bank (acquirer).
- Receive your MID (also known as FUC) and Terminal ID from the acquirer.
- Inform the acquirer that Adyen (IPSP 31710) will be processing payments for you.
- You must request the payment method to be added to your Adyen account. To request Bizum:
Additional Resources
- Connecting with Adyen
- Bizum (Bizum)
- Bizum (Adyen Docs)
- Bizum Component (Adyen Docs)
