Bulk Electronic Clearing System (BECS) is a direct debit payment method administered by the Australian Payments Network. With BECS Direct Debit, your Australian shoppers can make secure and easy payments with any bank account in the network.
How It Works
Once connected, shoppers meeting the requirements will see it as an available payment option at checkout. They will be prompted to submit a Direct Debit Request (DDR) by providing the bank account holder name, the Bank-State-Branch (BSB) Number, and the Bank Account Number.
After completing the order, the shopper will receive a link to their DDR in the order confirmation email and the payment is processed separately. Orders placed with BECS appear in your control panel as BECS Direct Debit (via Stripe) in the payment method field, with a status of Awaiting Payment.
When the payment is successfully processed, the status will automatically update to Awaiting Fulfillment, indicating that the order is ready for fulfillment. If the payment fails, the order will be updated to Declined instead.
Requirements and Limitations
- Your store must meet the following criteria:
- You must have AUD as an available transactional currency.
- Your store must use Optimized One-Page Checkout.
- Shopper Requirements
- Shoppers must use an address in Australia at checkout.
- Shoppers must have AUD selected as their transaction currency.
- Limitations
- Manual capture is not supported.
- Transactions cannot be voided from the control panel.
Supported Gateways
Stripe
See Connecting with Stripe for documentation on features, requirements, and setup.
- Additional Setup
- You must be on the latest version of Stripe to offer BECS Direct Debit.
FAQ
How long does it take for a BECS payment to be processed?
Once an order has been placed, it can take up to 3 business days to receive notification on the success or failure of a payment.
Additional Resources
- Connecting with Stripe
- BECS Direct Debit payments in Australia (Stripe)
- Direct Entry (Australian Payments Network)
