Bankers’ Automated Clearing Services (BACS) is a popular direct debit payment method in the United Kingdom. Using a UK bank account, shoppers can make easy and secure payments in your store without needing to enter credit card details.
How It Works
Once connected, shoppers meeting the requirements will see it as an available payment option at checkout.They will be prompted to enter their full name, address, sort code, and bank account number before proceeding with the order.
Orders placed with BACS appear in your control panel as BACS Direct Debit (via Stripe) in the payment method field, with a status of Awaiting Payment.
When the payment is successfully processed following delayed capture, the status will automatically update to Awaiting Fulfillment, indicating that the order is ready for fulfillment. If the payment fails, the order will be updated to Declined instead.
Requirements and Limitations
- Your store must meet the following criteria:
- You must have GBP as an available transactional currency.
- Your store must use Optimized One-Page Checkout.
- Shopper Requirements
- Shoppers must use a billing address in the UK at checkout.
- Shoppers must have GBP selected as their transaction currency.
- Limitations
- Manual capture is not supported.
- Transactions cannot be voided from the control panel.
Supported Gateways
Stripe
See Connecting with Stripe for documentation on features, requirements, and setup.
- Additional Setup
- You must be on the latest version of Stripe to offer BACS Direct Debit.
FAQ
How long does it take for a BACS payment to be processed?
Once an order has been placed, it can take up to 3 business days to receive notification on the success or failure of a payment.
