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Connecting with PayPal powered by Braintree

PayPal powered by Braintree is a payment gateway that lets your customers use their credit/debit card or PayPal account to pay for their order. It also supports PayPal Credit and several leading digital wallets. BigCommerce has teamed up with PayPal to offer special pre-negotiated rates for qualifying merchants.

According to comScore’s 2018 study, sites that accepted PayPal had 47% higher conversion vs. those that didn’t. The analysis also showed PayPal conversion performed, on average, 60% higher than “other digital wallets” and 82% higher than “all payment types combined”.



  • In-Context Checkout & PayPal One Touch — Customers can pay for their order using their PayPal account without ever leaving your storefront. Customers also have the ability to enable PayPal One Touch, so they can check out automatically with PayPal the next time they buy, without having to log in. Both of these features help to create a more seamless checkout experience that encourages the shopper to complete their order.
  • PayPal Credit — You can also offer shoppers the ability to pay using PayPal Credit, allowing you to get paid in full right away while letting your customers pay over time.
  • Digital Wallets — You can give customers the option to use leading digital wallets like Apple Pay, Google Pay, and Visa Checkout, allowing them to check out without having to enter payment details.
  • Smart Buttons — When PayPal is enabled, you can have additional payment methods like Venmo automatically appear for shoppers who have them set up on their device. Smart Buttons also allow you to control how your PayPal-related payment buttons appear on the cart and quick cart pages of your storefront (via the Store Design theme editing tool).
  • Stored Credit Cards & PayPal Accounts — If you're on a Plus or higher plan, customers can save their credit card and PayPal account details for fast checkout the next time they visit.
  • Security — PayPal powered by Braintree also offers advanced functionality like fraud protection, 3D Secure, and the ability to authorize payments before capture.
  • Multicurrency — Reduce currency conversion issues by giving your customers the ability to pay in their own native currency. See Managing Currencies to learn more about setting up currencies.

Setting Up PayPal powered by Braintree

To set up PayPal powered by Braintree, visit one of the following two articles:


Common Questions


Pricing and Fees

What fees are associated with the gateway?

PayPal powered by Braintree’s standard pricing is 2.9% + $0.30 per transaction, but if you are a US-based merchant, you may be eligible for special pre-negotiated rates through BigCommerce. See PayPal's Pricing and Fees for more information.

Can I get a better rate if I process a lot of orders or represent a charity?

The PayPal sales team will be happy to discuss your options with you. Contact them directly at:

  • US — +1 877-794-7640 or contact
  • UK — +44 800-368-7292 or contact
  • FR — +33 08-055-42714 or contact


What currencies and countries do the payment gateway support?

This supports any of the countries supported by Braintree. Please note that the following countries can use credit card processing, but not PayPal OneTouch checkout: Hong Kong, Malaysia, Singapore, and New Zealand.

Are there any restrictions for merchants?

Information on PayPal’s risk and underwriting process can be found at Risk and Underwriting.

Can I have more than one store associated with my Braintree account?

No, each store needs to be associated with its own Braintree account. 

Can I use multiple Braintree Merchant Account IDs with BigCommerce? 

No. Only the primary Merchant Account ID can be used in the Braintree account. If a customer needs to use multiple Merchant Account ID's, then they need to set up multiple Braintree accounts.



How long until a transaction's funds are transferred to my bank?

Funds should appear in your bank account 2-5 days after the transaction has settled. For more details on funding and settlement timelines, see PayPal's Settlement and Funding Timeline.

Will I or my customers receive an additional email or invoice from Braintree?

PayPal powered by Braintree allows you to send additional email notifications, but this functionality is disabled by default since BigCommerce sends an order confirmation email to customers automatically. This setting can be toggled in the Braintree control panel under SettingsEmail Receipts. For more details on BigCommerce email notifications, see Customer Order Notifications.

Does Braintree allow authorize-only/delayed capture transactions?

Yes. For more general information about managing authorizations, see PayPal's article, Managing Authorizations. For information on how to capture funds manually in the BigCommerce control panel, see Manually Capturing Transactions.

If authorize-only/delayed capture is allowed, are there fees for voiding a transaction?

No, fees are only applied to successful, settled transactions. See PayPal's Pricing and Fees article for more information.

How long can a charge stay authorized before it is automatically voided?

It depends on whether the client has paid using their credit card or their PayPal account, as well as which credit card they used. For a full breakdown of authorization expiration time frames, see PayPal's article on Managing Authorizations.

Can I view both my Braintree and PayPal orders in one place?

Yes, both your PayPal and Braintree orders will be visible in your Braintree virtual terminal.

How do orders processed through PayPal powered by Braintree appear on the Orders screen?

  • For credit/debit card orders, Payment Method appears as “Braintree”.
  • For PayPal, PayPal Credit, and Venmo orders, Payment Method appears as “Braintree (PayPal)”.


How soon after a transaction can I perform a refund?

As soon as the transaction has settled, usually within 24hrs, you can issue a refund. For instructions on how to issue a refund, see Processing Refunds.

Is there an amount of time after which I cannot perform a refund?

There is no time limit for credit card transactions. For PayPal transactions, PayPal requires refunds to be issued within 60 days, but this can be changed by contacting PayPal.

Are there any fees for refunds?

There is no additional fee to process refunds. For more information on the transaction fees that are returned to you when you issue a refund, see the Refund section of Braintree's Pricing and Fees page.

Are there any fees for chargebacks?

Yes. Regardless of the outcome of the dispute, you will be charged a $15 chargeback fee. For more information on disputes, see PayPal's article on Disputes.


Additional Features

Are there any fraud protection options available?

Yes, you have the option to enable fraud protection settings. To learn how to configure fraud settings during setup, see Connecting with PayPal powered by Braintree | Automated Setup or Connecting with PayPal powered by Braintree | Manual Setup. For more information about these settings, see PayPal's article on Fraud Tools.

Does PayPal powered by Braintree offer recurring billing or subscriptions?

PayPal powered by Braintree cannot offer recurring billing or subscription services through BigCommerce at this time.

What are "Smart Buttons"?

When PayPal is enabled, the shopper is automatically shown additional payment methods that are best suited to them, based on the device they are using and the geographical region they are in, with no additional setup required on your part. For example, shoppers using a mobile device with Venmo setup will see the option to pay with Venmo, and shoppers in the US are shown the option for PayPal Credit.

Can I customize/style how the PayPal button looks?

Yes, you can control how the PayPal button appears using the Store Design theme editor.


Payment Buttons styling options in Store Design

Warning: The following styles are not compatible with “Vertical” layout and can cause the button to fail to render.

  • Button size: Small
  • Show PayPal tagline
  • Show funding icons

Troubleshooting and Payment Disputes

Why did my customer receive an error when trying to pay?

Look up your error code in the list of PayPal Decline Codes to see why the error occurred. From there, you can contact BigCommerce support, who will direct you to the right place.

How are payment disputes handled?

You’ll need to manage disputes in both the Braintree virtual terminal and the PayPal console. For more information, see PayPal's article on Disputes.

How do I contact PayPal/Braintree's support as a BigCommerce client?

Talk to BigCommerce support first, and we’ll direct you to the right place.

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